**Privacy Policy for Adler Finanzhilfe**

Adler Finanzhilfe (Eagle Financial Aid), located at 12 Am Stadtgarten, 80331 Munich, Bavaria, Germany, understands the importance of protecting your personal data. This Privacy Policy outlines how we collect, use, process, and protect your information when you use our site and related services. As a provider of financial planning, investment advice, and beginner-friendly financial tools, resources, and workshops, we are committed to maintaining the confidentiality and security of your information in accordance with the General Data Protection Regulation (GDPR) and other applicable data protection laws.

**Data Controller**

Adler Finanzhilfe (Eagle Financial Aid), 12 Am Stadtgarten, 80331 Munich, Bavaria, Germany is the data controller responsible for the processing of your personal data as described in this Privacy Policy.

**Information We Collect**

We collect different types of information to provide and improve our services, including:

• **Personal Information:** This includes information you provide directly to us, such as your name, contact details (address, phone number), financial information (income, assets, debts), and any other information you choose to share with us when using our services, registering for workshops, or contacting us.
• **Usage Data:** We collect information about how you use our site, including your browsing activity, the pages you visit, and the resources you access.
• **Technical Data:** We may collect technical information about your device and internet connection, such as your IP address, browser type, operating system, and device identifiers.
• **Cookies and Similar Technologies:** We use cookies and similar technologies to collect information about your browsing behavior and preferences. You can manage your cookie preferences through your browser settings.

**How We Use Your Information**

We use your information for the following purposes:

• **Providing and Improving Services:** To provide you with our financial planning services, investment advice, tools, resources, and workshops.
• **Personalization:** To personalize your experience and tailor our services to your individual needs and financial goals.
• **Communication:** To communicate with you about our services, updates, and important information related to your financial planning.
• **Marketing:** To send you promotional materials about our services and offerings, where permitted by law. You can opt out of receiving marketing communications at any time.
• **Analytics:** To analyze usage patterns and trends to improve our site and services.
• **Legal Compliance:** To comply with applicable laws, regulations, and legal processes.
• **Fraud Prevention:** To detect and prevent fraudulent or unauthorized activities.

**Legal Basis for Processing**

We process your personal data based on the following legal bases:

• **Consent:** We may process your data based on your consent, which you can withdraw at any time.
• **Contractual Necessity:** We process your data when it is necessary for the performance of a contract with you or to take steps at your request before entering into a contract.
• **Legitimate Interests:** We may process your data based on our legitimate interests, such as improving our services, marketing our offerings, and preventing fraud. We will only process your data based on legitimate interests when these interests are not overridden by your rights and freedoms.
• **Legal Obligation:** We process your data when it is necessary to comply with a legal obligation.

**Data Retention**

We retain your personal data for as long as necessary to fulfill the purposes for which it was collected, including for the purposes of satisfying any legal, accounting, or reporting requirements. The retention period depends on the type of data, the purpose of processing, and any applicable legal requirements.

**Data Sharing and Disclosure**

We may share your information with the following categories of recipients:

• **Service Providers:** We may share your data with trusted service providers who assist us in providing our services, such as IT support, payment processing, and marketing.
• **Legal Authorities:** We may disclose your information to legal authorities if required by law or legal process.
• **Business Transfers:** In the event of a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred to the acquiring entity.

We will ensure that any third parties with whom we share your data are bound by contractual obligations to protect your data in accordance with this Privacy Policy and applicable data protection laws.

**International Data Transfers**

Your personal data may be transferred to and processed in countries outside of the European Economic Area (EEA). We will only transfer your data to countries that provide an adequate level of data protection as determined by the European Commission, or where we have implemented appropriate safeguards, such as Standard Contractual Clauses approved by the European Commission.

**Data Security**

We have implemented appropriate technical and organizational measures to protect your personal data from unauthorized access, disclosure, alteration, or destruction. These measures include encryption, access controls, and regular security assessments. However, no method of transmission over the internet or method of electronic storage is completely secure, and we cannot guarantee the absolute security of your data.

**Your Rights**

Under the GDPR and other applicable data protection laws, you have the following rights:

• **Right to Access:** You have the right to access your personal data that we hold.
• **Right to Rectification:** You have the right to correct any inaccurate or incomplete personal data.
• **Right to Erasure:** You have the right to request the deletion of your personal data, subject to certain exceptions.
• **Right to Restriction of Processing:** You have the right to restrict the processing of your personal data in certain circumstances.
• **Right to Data Portability:** You have the right to receive your personal data in a structured, commonly used, and machine-readable format and to transmit it to another data controller.
• **Right to Object:** You have the right to object to the processing of your personal data, including for marketing purposes.
• **Right to Withdraw Consent:** If we are processing your data based on your consent, you have the right to withdraw your consent at any time.
• **Right to Lodge a Complaint:** You have the right to lodge a complaint with a supervisory authority if you believe that we have violated your data protection rights. The supervisory authority responsible for Adler Finanzhilfe is the Bavarian Data Protection Authority (BayLDA).

To exercise your rights, please contact us at Adler Finanzhilfe (Eagle Financial Aid), 12 Am Stadtgarten, 80331 Munich, Bavaria, Germany.

**Changes to this Privacy Policy**

We may update this Privacy Policy from time to time. We will post any changes on our site and, where appropriate, notify you by other means.

This Privacy Policy was last updated on October 26, 2023.